99.41% claim settlement ratio (Tata AIA)
HarithaRam Consultancy – Securing Your Future with
Confidence .
99.41% claim settlement ratio (Tata AIA)
HarithaRam Consultancy is committed to helping individuals and families build a financially secure future through trusted insurance and financial planning solutions.
Led by Mr. Ramesh Maturi, Business Associate Leader, we proudly associate with:
01. Tata AIA Life Insurance
02. Tata AIG General Insurance
03. Star Health and Allied Insurance
We provide a comprehensive range of insurance and financial solutions tailored to your life goals .
Life Insurance
Health Insurance
Investment & SIP Plans
Retirement Plans
Child Education Plans
Tax Saving & Financial Planning
Let’s work together to create a protected, prosperous, and worry-free life.
FAQ
Why do I need life insurance?
Life insurance provides financial protection to your family in case of unforeseen events. It ensures income replacement, loan protection, and future security.
What is the difference between term insurance and savings plans?
Term insurance provides pure life coverage at affordable premiums. Savings plans combine protection with wealth creation benefits.
How much life cover should I take?
Ideally, your life cover should be 10–15 times your annual income, depending on liabilities and future goals.
Is health insurance necessary if I have company coverage?
Yes. Corporate health insurance may not continue if you change jobs. A personal policy ensures lifelong protection.
Can I claim tax benefits through insurance?
Yes. Insurance premiums qualify for tax benefits under applicable income tax sections as per government rules.
How does claim settlement work?
In case of a claim, we provide full assistance in documentation and process coordination to ensure smooth and timely settlement.
Do you provide after-sales service?
Absolutely. We offer continuous support, policy reviews, renewal reminders, and assistance whenever required.
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Contact info
Have questions about protecting your future? Our advisors are ready to provide clear answers and tailored solutions that meet your needs.